Account types and leverage in the United States


Residents of the United States and its territories. Click to go back to What types of accounts and leverage do you offer. 
 
Type
Deposit
Funding methods
Financial products
Leverage
Hedging
FIFO
Notes
Personal 

(you can upgrade any account to premium status)
No minimum deposit
Debit cards, bank wire transfer, checks (USD accounts only), Automated Clearing House (ACH)
FX. See current live spreads and historical spreads on our website.
Up to 50:1. See the full list of leverage available for all of our financial instruments
No
Yes
Premium 

(you can upgrade any account to premium status)
USD20,000 minimum deposit or USD10m+ monthly volume traded
Debit cards, bank wire transfer, checks (USD accounts only), Automated Clearing House (ACH)
FX. See current live spreads and historical spreads on our website.
Up to 50:1. See the full list of leverage available for all of our financial instruments
No
Yes
Discount on trading spreads, starting at 0.1 pips. Free VPS

E
mail 
premium@oanda.com
 
IRA 

(you can upgrade any account to premium status)
No minimum deposit
Debit cards, bank wire transfer, checks (USD accounts only), Automated Clearing House (ACH)
FX. See current live spreads and historical spreads on our website.
Up to 50:1. See the full list of leverage available for all of our financial instruments
No
Yes
Email
ira@oanda.com

Supported IRA Custodians - Midland IRA / Advanta IRA, Millennium Trust Company, Equity Institutional, Entrust Group, Lincoln Trust, Real Trust IRA, Pensco Trust Company, Liberty Trust Company, IRA Services Trust Company
Joint account 

(you can upgrade any account to premium status)
No minimum deposit
Debit cards, bank wire transfer, checks (USD accounts only), Automated Clearing House (ACH)
FX. See current live spreads and historical spreads on our website.
Up to 50:1. See the full list of leverage available for all of our financial instruments
No
Yes
Business entity 

(you can upgrade any account to premium status)
No minimum deposit
Debit cards, bank wire transfer, checks (USD accounts only), Automated Clearing House (ACH)
FX. See current live spreads and historical spreads on our website.
Up to 50:1. See the full list of leverage available for all of our financial instruments
No
Yes
Eligible Contract Participant (ECP) 

(you can upgrade any account to premium status)
Your individual account can be on-boarded to our ECP division if you have more than USD10m invested on a discretionary basis. You can also upgrade your business account to ECP, provided your business has assets of greater than USD10m
Debit cards, bank wire transfer, checks (USD accounts only), Automated Clearing House (ACH)
FX and precious metals (no CFDs). See current live spreads and historical spreads on our website.
Up to 50:1. See the full list of leverage available for all of our financial instruments
Yes
No

 

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