Deposit funds with OANDA from the US

Below is a breakdown of the various ways you can fund your fxTrade account for users residing in the United States. To deposit funds, log in to your My Funds account and click the 'Deposit' button.
DEBIT CARDS

Debits cards must be backed by MasterCard, Visa or Discover.
 
Minimum deposit
Maximum deposit
Average processing time
Fees
Notes
None
$20,000 USD per calendar month
Immediate
None
None.

BANK WIRE TRANSFER

Minimum Deposit
Maximum Deposit
Average Processing Time
Fees
Notes
None
None
1-3 Business days for domestic wire transfers. Up to 5 business days for international wire transfers.
Your bank may charge you a fee
Complete customer wire instructions are available via your My Funds page. Intermediary banks may charge a fee to transfer money.

CHECKS (USD) ACCOUNTS ONLY

Minimum deposit
Maximum deposit
Average processing time
Fees
Notes
None
None
Up to 7 business days
None
Checks must be drawn from a U.S. bank and in USD.

AUTOMATED CLEARING HOUSE (ACH)

Minimum deposit
Maximum deposit
Average processing time
Fees
Notes
None
$50,000 USD per deposit. No limit on number of deposits. 
5-6 business days 
None
Funds arriving via ACH need to be returned to the same bank source as received when performing a withdrawal.

Notes:

  • OANDA cannot accept payments from third parties. Please ensure that the name on the originating account match those on your OANDA account. If you want to receive funds from a third party you need to set up a joint account with that party.
  • For your security, you can only withdraw funds by the same method and currency you used to deposit them into your OANDA account.
  • All deposit limits are based on United States calendar months, Universal Time Coordinated.

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